Regency Parc Residents Are Unlocking Equity to Fund a Simplified, Ultra-Luxury Lifestyle

In the world of high-net-worth individuals, lifestyle decisions are increasingly being driven by efficiency, freedom, and control. At Regency Parc, an exclusive luxury residential tower in Coral Gables, that philosophy has been translated into a new economic model—one that empowers homeowners to extract the equity from their estates and convert it into a low-maintenance, high-return lifestyle, often with living expenses fully funded by interest income alone.

This model is proving to be a seismic shift in how South Florida’s most successful individuals are approaching the next phase of their lives—and Regency Parc is uniquely positioned at the center of it.

From Asset-Rich to Cash-Fluid

For decades, wealth in South Florida has been tied up in real estate—large, expensive single-family estates that are beautiful but increasingly impractical. With rising property taxes, upkeep costs, staffing, insurance premiums, and increasing vulnerability to climate events, many longtime homeowners are beginning to question the value proposition of remaining in their estates.

Regency Parc offers a compelling solution: sell the single-family home, liberate the capital, and invest it. Many future residents, including the building’s own developer, Armando Codina, have found that the interest that could be earned from these newly liquid investments is enough to fully cover their lease and lifestyle expenses at Regency Parc.

This is not theoretical—it’s based on pure financial facts.

“We plan to see residents unlock $5 to $15 million in equity by selling their homes, investing that capital conservatively, and using the interest to pay their lease, travel freely, and live more fully,” said Codina. “It’s not just a home—it’s a wealth strategy.”

A Massive Reduction in Carrying Costs

Beyond the interest income model, Regency Parc residents also benefit from the drastic reduction in carrying costs compared to estate living. Without property taxes, staff payroll, landscaping, pool maintenance, hurricane prep, or repairs on aging infrastructure, residents are eliminating hundreds of thousands of dollars in annual expenses.

Regency Parc’s comprehensive, high-level services—from 24/7 security to resident concierge—replace these burdens with effortless, white-glove care. Every detail, from booking travel to managing deliveries, is handled, allowing residents to reclaim their time and energy without giving up space or comfort.

Lease Without Limitation, Live Without Compromise

Unlike typical multi-family developments, Regency Parc is purposefully built for those coming out of large homes. Residences range from 1,768 to over 12,000 square feet, with generously scaled living areas, gourmet kitchens, and private terraces. A select few units over 3,415 square feet are available for long-term lease arrangements (5–10 years), offering both stability and flexibility for residents looking to put down roots—without the financial burden of ownership.

These leases also allow for predictable living costs, eliminating surprises and enabling better financial planning.

Economics for the New Era

What makes Regency Parc unique is that it doesn’t just offer a luxury product—it offers a financially efficient way of living that’s incredibly attractive to sophisticated individuals seeking control over their estates, their liquidity, and their legacy.

This model is especially appealing to empty-nesters, retirees, and entrepreneurs who want to reduce complexity without compromising lifestyle. And as more people adopt this strategy, Regency Parc stands as both a lifestyle upgrade and an investment strategy in its own right.

“People aren’t downsizing their lives,” Codina said. “They’re right-sizing and upgrading their freedom. That’s the power of Regency Parc, and one of the great blessings of being in this country.”